How often do you use some form of budgeting? Why?

Define cash inflows and cash outflows

5. If I have a budget where expected gross receipts are what is obtained in #1 and my expected cash disbursements are what is obtained in #2. What can you tell me about the cash balance (obtained in #3) if you were doing a variance analysis?

6. What is a cash budget, a flexible budget, CAPEX, and OPEX?

7. How often do you use some form of budgeting? Why?

8. If the business world is allowed to explain away their variances to budget, why is budgeting so important

Explain whether you would prefer to have $225 today or wait five years for $300 depends on the interest rate. Show your work.

Please answer the questions below. Your response to each question must be at least one paragraph in length. Explain your thoughts with theory and examples from the textbook if applicable.

1. For which of the two bonds in each example would you expect to generally pay the higher interest rate? Explain why.

1. A U.S. government bond or a Brazilian government bond

2. A U.S. government bond or a municipal bond with the same term and issued by a creditworthy municipality

3. A 6-month Treasury bill or a 20-year Treasury bond

4. A Microsoft bond or a bond issued by a new recording company

2. Identify each of the following acts as representing either saving or investment.

1. Fred uses some of his income to buy government bonds.

2. Julie takes some of her income and buys mutual funds.

3. Alex purchases a new truck for his delivery business using borrowed funds.

4. Elaine uses some of her income to buy stock in a major corporation.

5. Henrietta hires a builder to construct a new building for her bicycle shop.

3. Explain whether you would prefer to have $225 today or wait five years for $300 depends on the interest rate. Show your work.

4. Write the rule of 70. Suppose that your great-great-grandmother put $50 in a savings account 100 years ago and the account is now worth $1,600. Use the rule of 70 to determine about what interest rate she earned.

5. List three different ways that a risk-averse person can reduce financial risk by identifying the type of fiscal policy present.

6. Following the recession of 2001, there was a month in which employment and the unemployment rate both rose. Assuming the computation was correct, how is it possible for both to have increased?

7. Why might a favorable change in the economy, such as technological improvement or a decrease in the price of imported oil, be associated with an increase in frictional unemployment?

8. What is the theory of efficiency wages? Provide four reasons that employers might pay efficiency.

PART II

Directions: Read through the unemployment statistics on the website of the Bureau of Labor Statistics (http://www.bls.gov/cps/cps_htgm.htm). Choose at least three of the examples listed to determine if someone is or is not unemployed. Note the example, the answer according to the BLS web site, and whether you believe that is a logical and reasonable method of assessment for unemployment. Document your answers in a paper that is at least two to three pages in length. Your submission must be in APA format with at least one scholarly citation. Please utilize the LIRN library to help you get started with your research. You may visit the Academic Resource Center for a guide on how to utilize the LIRN library successfully.

PART III: Reflection Paper

Directions: Think to a time when you or someone you know was unemployed. What were the circumstances behind it? What ramifications did it have for the individual? How did you or the person you are writing about eventually find work? What can we do to limit our risk to unemployment? Your submission must be at least two pages in length and in APA forma

Why would this design be the most appropriate for answering the research questions?

To prepare for this Application, first focus on the following instructions:

Review Chapter 10 in the course text, Research Design, the “Trustworthiness” and “Threats to Internal Validity” handouts, and the “Mixed Methods: Examples” media segment.

Review the article “On Becoming a Pragmatic Researcher: The Importance of Combining Quantitative and Qualitative Research Methodologies.”

Consult Table 10.1 (p. 205) in the course text, Research Design, to guide you in polishing your abbreviated mixed methods research plan.

Next, ask yourself the following questions:

What are your research questions? To what extent can you test them? How would you justify the viability of your questions?

What are your hypotheses? How would you test them?

Why would this design be the most appropriate for answering the research questions? Conversely, why would quantitative or qualitative on their own not be appropriate?

For a mixed methods design, which design is the primary one? Why is that appropriate?

What approach would you select for this study (experimental, survey, ethnography, grounded theory, etc.)? Why is that approach the most appropriate one for answering the research questions?

What theoretical framework or perspective would you use?

What is your target population? How would you identify and recruit participants? What factors would contribute to determining appropriate sample size? You will not need to calculate sample size for this assignment.

If appropriate for your plan, what instruments might you need?

What data collection procedures might you use? Why would those be the most appropriate methods to use? How would that data help to answer your research question(s)/hypotheses?

How would you ensure quality and reliability of data?

What are threats to validity? How might you mitigate them?

How might you analyze the data?

What are the ethical considerations related to the plan?

The assignment:

Craft a 2- to 3-page paper in which you do the following:

Provide an introduction.

Provide a purpose statement.

Provide viable research questions/hypotheses.
Generate a written research plan that addresses the above questions.

What response or solution does the HGP provide for the concerns and criticisms of the above issue?

Bioinformatics is a subfield of medical informatics that deals with molecular biology. It is primarily used in genetics and genomics, specifically in DNA sequencing. Rapid developments in this area of science have led to an enormous amount of information that needs to be entered, organized, and mined for further analysis and sequencing. While the project was technically completed in 2003, analysis of the data is still going on and will continue well into the future.

Using the South University Online Library or the Internet, create a 10- to 12-page report in a Microsoft Word document that answers the following questions:

What, in your own words, is human genome project (HGP)? What are its goals? Why is HGP an important part of the evolution of bioinformatics?
Which legal and ethical issue will you select from the HGP website for further discussion? Why do you believe that the issue you have selected is of high importance for discussion? What are the criticisms or concerns surrounding this particular issue?
What response or solution does the HGP provide for the concerns and criticisms of the above issue? Do they identify any of their own concerns?
What role do you think medical informatics professionals should play in addressing such ethical, legal, or social issues?
What is personalized medicine? What are the different applications?
What are the legal and ethical considerations for personalized medicine, including HIPAA? What types of standards and interoperability issues must be addressed before adopting?
What are some of the informatics issues that will need to be addressed in the next ten years?

Support your responses with examples

What are some of the changes that the AFSA has effectuated when it comes to foster care and adoption?

Write 2-3 pages detailing the provisions of The Adoption and Safe Families Act of 1997(AFSA)

[Pin It]

In cases where children are not returned to their biological families, the courts have to find safe, permanent homes for them, including adoptive homes. It is especially difficult in cases where the children have special needs, such as mental retardation or cerebral palsy. In 1997, The U.S. Congress enacted legislation that sought to correct the problems inherent with the foster care system and achieving permanency for special needs children.

Write 2-3 pages detailing the provisions of The Adoption and Safe Families Act of 1997(AFSA).

Be sure to include the following in your essay:
What was the purpose the AFSA?
What are some of the programs that the AFSA funds?
Who was the major proponent of the AFSA and why?
What are some of the changes that the AFSA has effectuated when it comes to foster care and adoption?
What provisions does the AFSA have for children with special needs?

Why is this data and the information you researched important to understand in the context of child development?

Assignment 2: State of America’s Children

In today’s global world, how do the children of the U.S. fare? Are they prepared to compete in the international arena? The Children’s Defense Fund (CDF) is a nonprofit child advocacy organization that provides a voice for children who cannot speak for themselves. The State of America’s Children 2014 is the CDF’s report highlighting some crucial issues affecting our children today. Visit the CDF Web site and read the report:

Children’s Defense Fund (CDF). (2014). State of America’s children 2014. Retrieved from http://www.childrensdefense.org/library/state-of-americas-children/

Select a topic of interest to you from the report’s table of contents (after pulling up the website, you can scroll down to select a topic). Write a research paper on the topic. Be sure to include the following:

Present the CDF findings on the topic in a table or graph that you create. Note how different populations are affected. For example, you might compare your state to national statistics or compare the top or bottom states on the topic you chose, compare racial/ethnic group data, etc.
Research the selected topics using at least one additional resource. The data and research publication sections at the CDF Web site offer useful publications.
Identify and analyze the main issues and discuss them in the context of relevant developmental theory, as well as societal influences. Why is this data and the information you researched important to understand in the context of child development?
Present your conclusions and support them with research information. What recommendations would you offer to address this issue for future generations?

Write a 4-5 page research paper in Word format. Be sure to include introductory and concluding paragraphs in your paper, and a title page, an abstract, and a reference page. Apply APA standards to citation of source

How might a harmful allele remain in a gene pool for generations without being eliminated by natural selection?

Directions: Please answer each of the following questions. Please ensure that your responses are at least 3 to 5 sentences in length.

1. Why can there be greater genetic diversity within a gene pool than in an individual organism?

2. List four processes that can lead to local, genetically distinct populations.

3. How is a clone developed? What are its benefits and drawbacks?

4. What is the role of a genetic counselor?

5. What were eugenics laws? List two facts about human genetics that the advocates of eugenics failed to consider.

6. List five assumptions about the nature of living things that support the concept of evolution by natural selection.

7. Why is sexual reproduction important to the process of natural selection?

8. How might a harmful allele remain in a gene pool for generations without being eliminated by natural selection?

9. Distinguish among stabilizing, directional, and disruptive selection.

10. Why is genetic drift more likely in small populations? Give an example of genetic drift.

PART II: ESSAY

Directions: Write a 1 to 2 page, double-spaced paper in 12 pt. font in response to the following question. Find one article using AAU’s LIRN (library) to use as support. Please use APA format. Please visit the Academic Resource Center for an effective guide on how use LIRN and for concise APA guidelines.

Cloning

You will be writing a paper on cloning. What would be the benefits of human cloning? Explain your views on the subject matter. Why are you for or against cloning? Explain.

Note: Please click here to use this specific article to help you in your explanation

Should managers be commended for achieving favorable overhead spending, efficiency, and production volume variances? Rationalize your response.

The budgeting process may be approached differently in various firms. Top-down budgeting has its inception with directives from senior management who prepare the budget for staff and assess performance based on objectives established at higher levels. Any additional compensation received occurs as a result of achieving budgetary targets imposed by others. In contrast, bottom-up budgeting reflects the predictions of cost, revenue, profit, and investment center managers—proposed and approved by senior managers. Incentives are negotiated by managers proposing the budget rather than imposed by higher level executives.

In a well-written paper demonstrating CSU-Global standards, answer the following questions:

Define a flexible budget and describe its use. Under which budgeting approach would flexible budgets more likely be used, and why?
What might be the most important consideration in investigating budget variances?
What are the potential benefits of monitoring direct cost variances?
What are the potential benefits of monitoring overhead variances?
Should managers be commended for achieving favorable overhead spending, efficiency, and production volume variances? Rationalize your response.

In addition, include two or three outside references to support your research and conclusions.