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What are the implications associated with these alterations to the ecosystem as a whole?

Invasive species effect on non-native habitat.

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Invasive species effect on non-native habitat.

In this lab, you will determine how an invasive species—the zebra and quagga mussel—affects other species in the freshwater lake. Use the animation to help you come up with an answer to the following:

Why do you see increases and decreases in the invasive species population?
What are the implications associated with these alterations to the ecosystem as a whole?

Discuss strategies used at the corporate, business and function levels using the concepts learned in the course.

Analysis of Mission and Vision Statements and the Company’s Strategic Direction (20%)

The Analysis of Mission and Vision Statements and the Company’s Strategic Direction paper is an individual assignment that focuses on the analysis of the mission and vision statement and strategic direction of a fairly well known company. Students should select from the list of companies below.

List of Company Selection:Hewlett Packard

There are two parts to this assignment. Part 1 focuses on the mission statement of the selected organization. Part 2 focuses on the strategic direction of the selected organization.

Part 1:

Select an organization from the list above;
Research the organization’s website and identify the mission statement and vision statement;
Research the challenges the organization is facing consider the objectives the organization has established for revitalization;
Evaluate the mission and vision statements to determine whether these statements align with the objectives of the organization (this requires research to identify new objectives);
Using the Characteristics of the Mission Statement website http://www.zainbooks.com/books/management/strategic-management_6_characteristics-of-a-mission-statement.html

o Create a three-column table in which you (1) list the salient characteristics of the mission statement; (2) identify those elements of the mission statement that comport with the characteristic from the article, and (3) provide any comments, recommendations, or criticism of the company’s mission statement.

o The table should be no more than one page.

Part 2:

Students will identify strategies presented in this course that are currently being used by the company. The strategies should be identified and discussed at the corporate, business, and functional levels.

Required Elements to include in Strategic Analysis:

Identify strategies
Discuss strategies used at the corporate, business and function levels using the concepts learned in the course.

Required Formatting of Paper:

This report should be double spaced, 12-point font, and 6 to 7pages in length excluding the title page and reference page;
Title page with your name, the course name, the date, and instructor’s name;
Use headings;
Write in the third person.
Include references with at least one reference other than the course material;
Use APA formatting for in-text citations and reference page. You are expected to paraphrase and not use quotes. Deductions will be taken when quotes are used and found to be unnecessary;
Submit the paper in the Assignment Folder

Financial Analysis for Business Management.

Which of the following is an indicator of good water quality?

A home gets its water from the public supply. Which of the following would be the best way for the homeowner to obtain a water-quality report?

Purchase a home sampling kit on the Internet Record observations made by smelling and tasting the tap water Request data from the local water treatment facility Ask neighbors for a sample of their water to compare
Question 2 (Multiple Choice Worth 2 points)

Which of the following is a common source of groundwater pollution?

Oil dumping and oil spills Tossing candy bar wrappers into a stream Flushing household chemicals down the toilet Leaking storage containers outside factories
Question 3 (Multiple Choice Worth 2 points)

Which of the following is a major cause of waterborne diseases?

Bacteria Particulates Dissolved gases Sediments
Question 4 (Multiple Choice Worth 2 points)

Which organization is responsible for enforcing clean-water legislation governing water use and quality in the Everglades?

Everglades Police Agency Environmental Protection Agency Clean Water Agency Florida Waterway Patrol
Question 5 (Multiple Choice Worth 2 points)

Which of the following is caused by pollutants from farm runoff, feedlots, or septic tanks?

Increased fecal coliform Low dissolved oxygen Temperatures greater than 45°C pH below 6.5
Question 6 (Multiple Choice Worth 2 points)

How would a person most likely become ill from overly acidic water?

The water may contain toxic heavy metals. Low pH is associated with cancer in newborns. Low pH can make water cloudy with suspended particles. There are no ill effects of acidity in water.
Question 7 (Multiple Choice Worth 2 points)

Which of the following is an action that people in Florida could take to help decrease the turbidity of coastal waters?

Build dams along rivers leading to the coast Reduce erosion by planting trees along the shore Remove photosynthesizing plants from coastal waters Build housing developments on land that borders water bodies
Question 8 (Multiple Choice Worth 2 points)

Which of the following would most likely be considered nonpoint source pollution?

Animal waste from a local horse farm seeping into the ground Increased turbidity from erosion A car repair shop dumping used oil in the ground A leaky underground oil tank
Question 9 (Multiple Choice Worth 2 points)

Which of the following is an indicator of good water quality?

High levels of nitrates High levels of phosphates Zero turbidity All of the above
Question 10 (Multiple Choice Worth 2 points)

Which of the following is typically associated with a reduction in photosynthesizing plants in a water supply?

An increase in dissolved oxygen A decrease in dissolved oxygen An increase in phosphates A decrease in phosphates
Question 11 (Essay Worth 5 points)

Summarize your findings from the Water Quality Lab. Be sure to include your observations and the sources of each water-quality issue you investigated.

Question 12 (Essay Worth 5 points)

Provide projections of the company’s financial position.

Financial Analysis for Business Management

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Financial Analysis Assignment (18%)

This assignment focuses on Dun and Bradstreet’s key business ratio analysis,a current financial situation analysis, and strategy development.

Fourteen Key Business Ratios Used by D&B https://www.dnb.com/product/contract/ratiosP.htm

The Seven Key Ratios Used in Key Ratio Analysis

http://ezinearticles.com/?The-Seven-Key-Ratios-Used-in-Key-Ratio-Analysis&id=5873597

Required Elements to include in Financial Analysis:

There are numerous qualitative and quantitative issues to address. Develop a strategic plan addressing both qualitative and quantitative issues;
Review the financial data provided at the end of the case study and calculate the key financial ratios important to Sheldon, potentially to his bank or other investors, and apply them to your analysis;

Required Formatting of Paper:

This report should be double spaced, 12-point font, and six to seven page written analysis excluding the title page, reference page and .spreadsheets;
Provide projections of the company’s financial position.
Title page with your name, the course name, the date, and instructor’s name;
This paper should be written in the third person.
Use APA formatting for in-text citations and reference page. You are expected to paraphrase and not use quotes. Deductions will be taken when quotes are used and found to be unnecessary;
Submit the paper in the Assignment Folder

What would be the present value of the loan if the interest rate is 8 percent on similar-quality loans?

Fin 100. Please read desciption.

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1. Using only.gov Websites report the current GDP, the current Federal deficit, the current Federal debt, the bottom line of the current (last) budget approved by Congress (surplus or shortage). Note that the fiscal year for the federal government is October 1 – September 31.

What inference can you draw from the numbers collected?

2. Most of us intuitively understand that a dollar required today does not have the same value as a dollar needed (or utilized) in the future. This is due to several factors including interest rates, compounding factors, discounting factors and financial risk. Compare the total payback for a $100,000, 5%, 15 year mortgage and a $100,000, 5%, 30 year mortgage. Suggest a reason for the difference.

Give an example of how your newly acquired knowledge of Time Value of Money (TVM) calculations could better prepare you for the next negotiation or big-ticket purchase in your life.

3. Most states have turned to the lottery to raise money for education and other state financing needs. Determine the largest payout for the state in which you reside. Explain the options for receiving the money and select the method you would choose. Provide a reason for your decision using the principle of the time value of money.

4. Determine the present values if $5,000 is received in the future (i.e., at the end of each indicated time period) in each of the follow- ing situations:

a.5 percent for ten years b.7 percent for seven years c.9 percent for four years

5. Assume you are planning to invest $5,000 each year for six years and will earn 10 percent per year. Determine the future value of this annuity if your first $5,000 is invested at the end of the first year.

6. Determine the present value now of an investment of $3,000 made one year from now and an additional $3,000 made two years from now if the annual discount rate is 4 percent.

7. What is the present value of a loan that calls for the payment of $500 per year for six years if the discount rate is 10 percent and the first payment will be made one year from now? How would your answer change if the $500 per year occurred for ten years?

8. Determine the annual payment on a $500,000, 12 percent busi- ness loan from a commercial bank that is to be amortized over a five-year period.

9. Determine the annual payment on a $15,000 loan that is to be amortized over a four-year period and carries a 10 percent interest rate. Also prepare a loan amortization schedule for this loan

10. Assume a bank loan requires an interest payment of $85 per year and a principal payment of $1,000 at the end of the loan’s eight-year life.

a.How much could this loan be sold for to another bank if loans of similar quality carried an 8.5 percent interest rate? That is, what would be the present value of this loan?

b.Now, if interest rates on other similar quality loans are 10 percent, what would be the present value of this loan?

c.What would be the present value of the loan if the interest rate is 8 percent on similar-quality loans?

11. What is the “interest rate,” and how is it determined?

. Determine the present values if $5,000 is received in the future (i.e., at the end of each indicated time period) in each of the following situations.