Why is the author writing about the subject?

Write a summary of 500-750 words that addresses the following questions:

Why is the author writing about the subject?
What is the thesis of the article?
What are the key points/facts presented in the article?
What are the conclusions and recommendations?

article located here: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2118918

500 words is enough! original and timely work please 🙂

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